Small Business Marketing on the Web

A recent article at Inc.com states the following information from a recent survey...

• 46 percent had no wesite at all
• Most who have a site says it's basic
• 80 percent provide only general information
• Only 45 percent provide customer service at their site
• Less than a third (30%) engage e-commerce
• Fewer than one in seven (15%) make appointments or reservations
• only 13 percent surveyed have a blog

If you would like more information about this article from Inc.com, and it's worth reading...here a link:

This link was create using http://www.shorturls.com/ a great way to shorten long web site names: Here's the link to the Inc.com site: http://alturl.com/ivi6z

The Dragonfly Effect - Try it in your business!

Proven strategies for harnessing the power of social media to drive social change. Many books teach the mechanics of using Facebook, Twitter and YouTube to compete in business. But no boook addresses how to harness the incredible power of social media to make a difference.

The Dragonfly Effect, shows you how to tap social media and consumer psychological insights to achieve a single, concrete goal. Named for the only insect aht is able to move in any direction when its four wings are working in concert, This book, "Reveals the four wings" of the Dragonfly Effect and how they work together to produce colossal results. Features original case studies of global organizations like the Gap, Starbucks, Kiva,Nike, dBay, Facebook and startups like, Groupon and COOKPAD. Showing how they each achieved social good and customer loyalty.

Leverage the power of design thinking and psychological research with practical strategies. Revealing how everyday people achieve unprecedented results - whether finding an almost impossible bone marrow match for a friend, raising millions for cancer research, or electing the current president of the United States...or the next one.

Dragonfly Effect shows that you don't need money or power to inspire seismic change.

From Lana Howell's web post. We at Monday Small Biz Buzz would add...that this effect could be powerful for your business as well.

Bankers, Farmers, Agri-business and Capital

By Benjamin Gisin
Financial consultant to farmers, lecturer and former banker,

At its peak in 1935, America, had almost 7 million family farms. Today there are a little over 2 million, a 70 percent loss. So how did it happen?

The background most people have from education and media is insufficient in being able to support an understanding of how it happened. This is not a criticism, but a statement that education and media don’t understand how it happened either. So if you like exploring outside the box, you will have fun with this one.

So why understand the capital in capitalism? Capital, and the processes that unfold downstream after capital is created, are what have driven America to cleanse itself of most family farms, job security and millions of jobs.

If you don’t understand capital, you won’t understand how capital can suddenly checkmate your farm.

In its purest form, capital is money. In its purest form, money is what banks owe. Now this requires a little more explanation that will be forthcoming in future discussions.

The nation’s banking system is at the heart of where capital is formed. So consider for a moment how the banking system’s primary role has been as the final undertaker of the family farm as opposed to its much weaker role in sustaining the family farm. There is great wisdom that will come over time from contemplating this.

Most all bank employees, like farmers, are innocent cogs with little or no understanding of the larger accounting matrix into which their life’s energy is given.

We must be careful in blaming bankers for creating the capital that we so eagerly pursue in our everyday constructions of a capitalistic world. The real blame may be in our shortcoming of never really questioning why capital saves farm numbers in small increments, while it cleanses the world of farm numbers in large increments.

Stay tuned for Discussion #2

Gisin’s 20-year banking career culminated as the senior agricultural approval officer for the nation’s 7th largest ag bank. Since 1997, he has and continues to consulted farmers facing challenges in the credit markets. He lectures nationally on banking, economics and the processes of capital.

Bold type has been added by our editor at Monday Small Biz Buzz

Small Computers, Small Price...Big potential

If you're looking for a new computer and don't want to surrender the desktop. Check out this link for an affordable computer, high power and and energy saver.

http://alturl.com/hjj68

How to Negotiate Effectively

Here's a great article on negotiate effectively. It's a skill we all need for business and especially small business.


http://www.inc.com/magazine/20101101/how-to-negotiate-effectively.html

Shopping for auto insurance - Personal or Business

Whether you’re a first time buyer of auto insurance or already have it but are looking for a better deal, you should be asking several questions.

First, is the person from whom you’re buying (your agent) a visible, established member of your community someone you know and trust?

Second, is the company from whom you’re buying well known? What is its reputation? What about price?
Because there are hundreds of companies competing for your business, prices vary – sometimes a lot. It may pay you to shop. Be sure the premiums you’re quoted are for equal amounts of coverage.

How about service? Price is important but saving money won’t mean much unless you get the service you need - when you need it. If possible, ask other clients of your prospective agent how they’ve been treated,especially when they’ve had a claim. Find out how the company handles claims. Is the method convenient for you, no matter where you have an accident?

How about solvency? Is the company you’re considering still going to be in business when you file your claim? Your state department of insurance has financial rating information on all of the companies that do business in its state.

Once you’ve decided on a company and an agent, there are more questions to ask. How much coverage do you need? The required minimum amounts of liability coverage may not be enough for you.

Consider your needs in light of your assets and income. How much can you afford to pay if there’s a big judgment against you because of an accident? What about deductibles? Deductibles lower your premiums - most commonly for collision and comprehensive coverages - but increase the amount of loss that comes out of your pocket. How much additional risk are you willing to take in order to save?

Should you carry collision and comprehensive coverage? As your car’s value decreases, you might consider dropping these coverages and pocketing the savings on premiums. But consider if the savings are enough to offset the risk of footing the entire cost of repairing or replacing your car.

Auto insurance is not a generic commodity. It is a product that should be tailored to each individual. Your agent can help you answer these questions and help you tailor your auto insurance to your specific and unique needs.

By Tammy Sluter

Tammy Sluter is a State Farm® agent in Rexburg Idaho. Tammy will be a featured contributor from time to time on Monday Small Biz Buzz, Tammy can be reached at: http://online2.statefarm.com/b2c/sf/agent/12/1393

The Law of Compensation

The Law of Compensation
By: Brian Tracy

You Get What You Give

Ralph Waldo Emerson, in his essay, "Compensation," wrote that each person is compensated in like manner for that which he or she has contributed. The Law of Compensation is another restatement of the Law of Sowing and Reaping. It says that you will always be compensated for your efforts and for your contribution, whatever it is, however much or however little.

Increase Your Value

This Law of Compensation also says that you can never be compensated in the long term for more than you put in. The income you earn today is your compensation for what you have done in the past. If you want to increase your compensation, you must increase the value of your contribution.

Fill Your Mind With Success

Your mental attitude, your feelings of happiness and satisfaction, are also the result of the things that you have put into your own mind. If you fill your own mind with thoughts, visions and ideas of success, happiness and optimism, you will be compensated by those positive experiences in your daily activities.

Do More Than You're Paid For

Another corollary of the Law of Sowing and Reaping is what is sometimes called the, "Law of Overcompensation." This law says that great success comes from those who always make it a habit to put in more than they take out. They do more than they are paid for. They are always looking for opportunities to exceed expectations. And because they are always overcompensating, they are always being over rewarded with the esteem of their employers and customers and with the financial rewards that go along with their personal success.

Provide the Causes, Enjoy The Effects

One of your main responsibilities in life is to align yourself and your activities with Law of Cause and Effect (and its corollaries), accepting that it is an inexorable law that always works, whether anyone is looking or not. Your job is to institute the causes that are consistent with the effects that you want to enjoy in your life. When you do, you will realize and enjoy the rewards you desire.

Action Exercises

Here are two things you can do immediately to put these ideas into action.

First, remind yourself regularly that your rewards will always be in direct proportion to your service to others. How could you increase the value of your services to your customers today?

Second, look for ways to go the extra mile, to use the Law of Overcompensation in everything you do. This is the great secret of success.